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Minnesota Medical Benefits

 

Eligibility: 

Employees who are regularly scheduled to work 30+ hours per week may enroll in medical benefits the first of the month following two full calendar months of employment in the benefit eligible category.

Plan Highlights:

For employees scheduled to work 36 + hours per week:

  • Provider is Medica

  • Four tiers of coverage to choose from with varying co-pays, levels of coverage, and out-of-packet maximums

  • Preventative care covered at 100% with one routine physical, hearing, and vision exam per person per calendar year

  • Depending on the option selected, prescription coverage varies depending upon generic brand, formulary, or non-formulary brand with 90 day supply mail order available

  • May use in-network or pay higher costs out-of-network

  • Domestic partners eligible to participate

 

For employees scheduled to work between 30 and 35 hours per week:

  • Provider is AETNA/SRC

  • Limited Medical Plan

  • Two tiers of coverage

Minnesota Dental Benefits

Eligibility: 

Employees who are regularly scheduled to work 30+ hours a week may enroll in dental benefits the first of the month following two full calendar months of employment in the benefit eligible category.

Plan Highlights:

  • Provider is Delta Dental

  • May use in-network or pay higher costs out-of-network

  • Preventive care (i.e. teeth cleanings and routine x-rays) covered at 100% of usual and customary cost

  • After 12 months in plan, basic services such as fillings and root canals are covered at 80%

  • After 12 months in plan, major services (i.e. dentures, crowns, inlays and onlays) are covered at 50%

  • $25 deductible

  • Maximum benefit payable in calendar year:  $1,500

 

Other Benefits Offered*

  • Employer paid Term Life Insurance

  • Additional Group Term Life Insurance

  • Flexible Spending Accounts (medical or dependent care)

  • Paid Time Off

  • 401(k)

  • Long-term disability

  • Options for voluntary plans** include:

    • Short Term Disability

    • Whole Life Insurance

    • Accident Insurance

    • Critical Illness Insurance

*Benefits are not available to all employees.  Certain eligibility parameters apply based on hours worked, longevity with the company, length of time in a benefit eligible position, and position.

**Offered once a year to eligible employees.

 

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