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Minnesota Medical Benefits

 

Eligibility: 

Employees who are regularly scheduled to work 30+ hours a week may enroll in medical benefits the first of the month following two full calendar months of employment in the benefit eligible category.

Plan Highlights:

  • Provider is Medica

  • Three tiers of coverage to choose from with varying co-pays, levels of coverage, and out-of-packet maximums

  • Preventative care covered at 100% with one routine physical, hearing, and vision exam per person per calendar year

  • Prescription co-pays vary depending upon generic brand, formulary, or non-formulary brand with 90 day supply mail order available

  • May use in-network or pay higher costs out-of-network

  • Domestic partners eligible to participate

Minnesota Dental Benefits

Eligibility: 

Employees who are regularly scheduled to work 30+ hours a week may enroll in medical benefits the first of the month following two full calendar months of employment in the benefit eligible category.

Plan Highlights:

  • Choose any dentist – there is no network of providers

  • Preventive care (i.e. teeth cleanings and routine x-rays) covered at 100% of usual and customary cost

  • After 12 months in plan, basic services such as crowns and root canals are covered at 80%

  • After 12 months in plan, major services (i.e. dentures, inlays and onlays) are covered at 50%

  • $25 deductible

  • Maximum benefit payable in calendar year:  $1,000

Other Benefits Offered*

  • Employer paid Life Insurance

  • Additional Group Life Insurance

  • Flexible Spending Accounts (medical or dependent care)

  • Paid Time Off

  • 401(k)

  • Long-term disability

*Benefits are not available to all employees.  Certain eligibility parameters apply based on hours worked, longevity with the company, length of time in a benefit eligible position, and position.

 

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